Cleaning Up Your ‘Money is Dirty’ Mind – by Theresa Reed

This guest post is brought to you by the one and only Theresa Reed, aka The Tarot Lady. Many of you will know Theresa as the no-nonsense go-to woman for tips and advice around this business of reading tarot professionally.

Well – exciting news! Theresa has a new email programme out today which I’ve was lucky enough to have test-driven. It’s full of really helpful lessons and practical advice to get your business into shape – you’ll find all the details down at the bottom.

Cleaning up your ‘money is dirty’ mind

I adore artsy, unconventional people. Artists, hippies, anarchists, musicians, tarot readers, and rabble-rousers of all stripes – I LOVE ‘em.

Back in the day, when I had a lot more free time on my tarot-flipping hands, I spent most of that time hanging with my fellow free spirits.  It was a whole lotta protesting, rock ‘n roll and “fighting the man”, man.

Money as garbage

Except, I was hiding a dirty little secret that often left me feeling like an imposter: I love money.

I like making it, counting it, saving it, and managing it.  I don’t even mind paying taxes (paying taxes says: you’re making a profit, babe).  Quelle horreur!

I never said this out loud because I was afraid of being called a “sell out” or the dreaded “c” word: “capitalist”.

So I lead a double life: working hard and attending protests by day, and sneaking off to fancy French restaurants to snarf down expensive fare on the side.  (Plus secretly lusting after Gucci purses and splurging on high-end makeup.)

On the rare occasion where I’ve been open about my money-loving ways, I was promptly shut down with sideways glances or the old “money is dirty” talk.  Which didn’t sit too well with me.  Because I never believed that.

Money is simply an exchange of energy, period.  It can be used for evil but on it’s own, it’s energy, nothing more.

The people who think money is dirty come from a “poverty consciousness mindset”: a state of mind where they view money as the “root of all evil” or where they never feel as if they have enough.  Even when they do have money, the fear of losing it keeps them awake at night or leads to behavior that keeps them poor.

Behaviors such as: refusing to charge enough for their services, constant discounting, giving away their work for free, or bartering for crap they don’t need or want.  In some cases they proclaim that their talents are “gifts” and they shouldn’t charge for it – and then live with the constant anxiety comes when they can’t pay their bills.

And then there are the pious types, who look down their noses at peers who are successful and condemn them as materialists or “unspiritual” (but in some cases secretly envying that success).

Unless you are a Buddhist monk who lives on alms, there is no reason to live like that.

Because your services are valuable. And money is not dirty.

If you are constantly telling yourself that being broke is noble and that you cannot charge for your “gifts”, then you will guarantee a poorer future than the one you could have.

Does that sound good to you?  If you look into your heart, probably not.

Because money can be used for good.  If you are making more than enough money, you can take better care of the people who depend on you.  You can give back to the world and serve more people.  You can be a source of help to your community. And living without anxiety about money means a peaceful life, which feels pretty damn good.

Look, you don’t have to be rich to live a rich life.  But you do have to clear away negative money beliefs if you want to have an abundant future.

A few simple ways to begin doing that:

Examine where these beliefs came from. Did you grow up poor?  Were your parents constantly fighting over money?  Was money discussed in your home in a negative way? Did someone ever make you feel like you were less-than? Did you have a financial disaster in your past that still brings bad feelings?  Look at where these thoughts came from and then work to heal them.  Make peace with the past so that you can create space for new, better thoughts.

Give yourself a positive money affirmation that you can say every time you feel that negative money talk creeping into your consciousness.  My favorite: “I’ve taken a vow of prosperity.”  Post that affirmation where you can see it often.  Let that be your new mantra.  The more you repeat this, the more you’ll believe it.

The more you believe it, the more you’ll align your habits and work to support that belief.  When you do that, money magic can happen.  Belief is powerful stuff, yo. And that’s rich.

Hands creating a form with shining dollar sign in the center

Pick a money-positive song and let that be on constant rotation, especially when you are feeling extra-fearful or broke.  May I suggest: About the Money by TI ft Young Thug.

Give thanks.  A grateful pocket attracts more riches.  I keep a gratitude journal where I write down the things all the things that I am grateful for.  Nothing is too small or insignificant to give thanks for.

Affirmations and gratitude aren’t enough. Take actions to show the Universe that you mean business.  Balance your checkbook.  Pay your bills on time.  Make saving a habit. Seek a better paying job.  Ask for that raise. If you are self-employed charge a living wage.  When you take strong money actions, this will elevate your vibration.  (Plus responsibility is hot!)

Lastly, let go of the low-vibe people who bum your money-loving trip out.  If your friends and family continue to drop their poverty consciousness on you, either set some boundaries or spend less time with them.  Misery-loves-company begone!

Remember this: money is not good or bad.  It is energy that amplifies who you already are.  And you are abundant, wise, kind, and generous.



PS Got money woes? I’ve bundled all of my best money-advice into one e-course. Oh, and it’s damn cheap. You’re welcome. 

Get your hands on: Get In Charge


Theresa Reed (aka The Tarot Lady) is an intuitive Tarot reader, teacher, mentor and yogi on a mission to take Tarot from hippie to hip.  

When she’s not reading tarot, she’s busy helping broke-ass mystics learn how to create sustainable + profitable businesses.  If you are ready for straight talkin’ tarot and a side of biz whizz, get to her online hood: The Tarot Lady, or follow her on Twitter @thetarotlady

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  1. Yi Xiang says:

    Great article. I would like to add that besides the belief that money is evil, there is also fear involved.

    Expressing one’s desire, whether for another human being, or for money, is scary. As we are afraid to ask somebody out because we are afraid to be refused, we often avoid asking for money because we fear others may label us as greedy.

    When we keep telling ourselves how money is bad, we might actually be simply rejecting our own want of money so that others can’t reject us.

    It’s a very sad thing, especially when a tarot reader has such fear. You simply can’t dedicate all your time to something that doesn’t make you a living.

    • Beth says:

      My pleasure Theresa! This stuff is about sustainability, wellbeing, self-worth and more, it’s such an important topic and I’m glad you opened up the conversation in such a frank and classy way 🙂

  2. SJ says:

    I’ve been sitting with this post for a few days, and I’m having a hard time explaining my reaction. There’s almost an ableist tone to it, or maybe one of the privilege to find clients who are willing to pay good rates. If you don’t have that privilege, you need a job on the side to work up to being a Tarot reader full time, and then you have less time to practice to get better, and and.

    While the main point of this – that you are WORTH time and money – is solid, even with positive affirmations, balancing your checkbook, and asking for a raise (I’d take a well-paying & sustainable job first actually, the economy is SHIT for 20-something liberal arts majors, esp with disabilities, thanks), there are pretty serious roadblocks in the way. That’s why racism is a system of oppression. That’s why all -isms are systems of oppression. You don’t see it unless you are looking for it, and those things are in the way.

    Money is a great tool, but honestly I’d be happier if instead everyone had enough money to feed, shelter, medicate, clothe themselves, and have a hobby, then work for more if they wanted to (see: Mincome experiments).

    • Beth says:

      Hey SJ,
      I absolutely 100% agree with you about the additional barriers that society+all the isms create – not enough business blogs do address this, for sure – it always seems to be the ridiculously huge elephant in the room.
      I feel like in this particular article, Theresa was specifically addressing that mindset that many people have – in this case people who are wanting to make a living from their tarot but find their icky feels about money are getting in the way – and attempting to unblock these in a direct, punchy way. No, it doesn’t deal with systems of oppression here (apart from perhaps gender, which is so often implicit in our feelings of self-worth), but those feelings of ‘not being worth it’, underselling/bartering away your talents etc, are real blocks encountered by folks from all backgrounds.
      There’s *so much more* to unravel in a discussion about our individual attitudes to money and business – I hope this post – and the comments being left here – are just the start. I’m glad you shared your thoughts, and I’d love it if we could explore more specific experiences and aspirations from folks of all backgrounds in future posts.

      • SJ says:

        I appreciate the thoughtful response, Beth! I have so many ways I could say that this kind of “think positively” and “like attracts like” thinking messes with my brain, and mostly I’m glad I didn’t let the demons in my head go “but you like Little Red Tarot’s perspective on things, you should go ahead and believe every word in this guest post even though it makes you feel worthless that so many things are in your way!”

        Power of Positivity thinking does NOT play well with depression and anxiety.

        One thing that occurred to me is that there are so many posts and blogs out there that talk about changing your attitudes toward things like money, that it also seemed overdone to feature it here, without an emphasis on how these things really actually play out in our lives. So I’m looking forward to this being the start of a conversation, and I hope the people who really need to hear “your skills are WORTH charging for them” heard it!

    • Theresa says:

      Hello SJ

      Thank you for your comment. I appreciate your thoughts. Money is a loaded subject and it brings up a lot of reactions + emotions. This little post was just a way to start a dialogue about money mindset in my industry. Nothing more than that. One of my missions is to help my peers succeed and often that begins with the way they are viewing their work and their worth. I had hoped that my post would inspire my colleagues to begin contemplating how their attitudes about money might be holding them back.

      And you’re right – there are many other reasons why people cannot sustain themselves. Oppression is a very real thing and a subject best addressed in a different post instead of one like this, which is focused on an entirely different issue.

      Like you, I’d also like to see a society where everyone had enough money and everyone was fed, clothed and sheltered. When that day arrives, money mindset won’t be an issue.


  3. El says:

    …. The lack of deeper analysis in this texts leaves me really frustrated and even disappointed. Beth, I kinda see what you’re trying to say with your answer to SJ, but…. I really hope this post was a one time mistake, or that this discussion not will continue in this direction.

    • Beth says:

      I hear you El. I’ll make a commitment now to unravelling more of what SJ raises here – I agree, it’s really important. I don’t feel that this post was a mistake – it presents one viewpoint – but I hope so much that I can present other perspectives and also begin to address issues like mental health, disability and systematic oppression which constantly trump ‘positive thinking’ for many of us.

    • Theresa says:

      Hello El,

      Thank you for your comment. I’m sorry that my post wasn’t to your liking. It was not meant to be a deeper analysis of money – just a post that I hoped would inspire my tarot colleagues to do some inquiry about how their own attitudes about money might be affecting their bottom line. My mission is to help my peers succeed – and sometimes that starts with a little gentle prodding.


  4. I for one appreciated this post. As a self employed freelance writer, I have let worry about raising my rates, and feeling like I don’t deserve to earn more, keep me from seeking out clients who value my work. I’ve started to shift my attitudes around money this year and have seen great results so far. I still have a lot of work to do around this, and obviously positivity isn’t everything, but I’m starting to own my money issues and that feels great.

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